Finance Calculators
Make confident decisions on loans, investments, taxes, and retirement. Precision tools built for how Indian banking, mutual funds, EPF/PPF, and income tax laws actually work.
All Money & Finance Calculators
Explore our full suite of 15 wealth creation, loan amortization, direct tax, and retirement planning calculators.
Loan EMI Calculator
Calculate monthly EMI, total interest payable, and amortization schedules for home, car, or personal loans.
SIP Calculator
Forecast wealth accumulation from monthly SIP investments with compounding returns and inflation adjustments.
Lumpsum Calculator
Determine maturity value and capital gains for one-time mutual fund or equity portfolio investments.
Fixed Deposit (FD) Calculator
Calculate maturity amounts with quarterly compounding as mandated by Indian public and private sector banks.
Recurring Deposit (RD) Calculator
Compute maturity values for regular monthly bank recurring deposits with quarterly compounding interest.
PPF Calculator
Calculate 15-year Public Provident Fund growth, annual interest credits, and EEE tax-exempt maturity wealth.
EPF Calculator
Track your retirement nest egg with 12% employee + 12% employer contributions, annual increments, and EPFO interest.
Compound Interest Calculator
Model compound interest with customizable compounding frequencies (annual, semi-annual, quarterly, monthly, daily).
Simple Interest Calculator
Quick, transparent interest calculation based on principal, annual interest rate, and duration without compounding.
Income Tax Calculator
Compare tax liability under the New vs Old Tax Regime with standard deduction, Section 87A rebate, and surcharge.
GST Calculator
Calculate inclusive and exclusive GST across the 5%, 18%, and 40% slabs with CGST/SGST/IGST breakdown.
Gratuity Calculator
Calculate tax-exempt gratuity entitlement under the Payment of Gratuity Act 1972 using the 15/26 service formula.
In-Hand Salary Calculator
Translate annual Cost to Company (CTC) into exact monthly take-home pay after PF, Professional Tax, and TDS deductions.
HRA Exemption Calculator
Determine your maximum tax-exempt House Rent Allowance under Section 10(13A) using the 3-rule statutory formula.
NPS Calculator
Project National Pension System retirement corpus, 60% tax-free lumpsum payout, and 40% monthly annuity pension.
Indian Financial & Statutory Standards
Every formula in the Money & Finance suite strictly follows RBI banking circulars, Income Tax Department directives, and statutory wage guidelines.
RBI Compounding Standards
Fixed and recurring deposits strictly follow Indian banking quarterly compounding conventions per Reserve Bank of India directives.
Statutory Tax Regimes (FY 2026-27)
Income tax, HRA, and gratuity calculations incorporate the latest Union Budget tax slabs, standard deductions, and Section 87A rebate rules.
Sovereign EPFO & PPF Rates
Provident fund tools track active Ministry of Finance and EPFO gazetted interest rates for true-to-life retirement planning.
100% Client-Side Privacy
Every salary figure, loan amount, and tax deduction is computed entirely in your browser memory. Zero financial PII is ever transmitted.
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