CalcInfinityLumpsum Calculator
Estimate how much a one-time investment could grow to, based on an expected annual return.
Worked Example — ₹1,00,000 at 12% for 5 years
Frequently Asked Questions
It compounds a single, one-time investment once a year at your expected annual return — the way mutual fund returns are usually quoted (as CAGR). There are no further contributions after the initial amount; all the growth comes from that one investment compounding over time.
Common Mistakes to Avoid
- This is a one-time investment — for recurring monthly contributions, use the SIP Calculator instead. A lumpsum compounds a single amount invested once. If you're contributing a fixed amount every month instead, the SIP Calculator models that correctly — mixing the two up gives a very different (and wrong) future value.
- The rate you enter is an assumed return, not a guarantee. Mutual fund returns are market-linked and vary year to year. This calculator assumes a constant annual rate for simplicity — treat the result as an estimate to plan around, not a promised outcome.
References
- SEBI mutual fund investor guidelines — returns are market-linked and not guaranteed
Last reviewed July 2026
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