Lumpsum Calculator

Estimate how much a one-time investment could grow to, based on an expected annual return.

One-time investment, compounded long-term wealth.

Invested Amount

Expected Return Rate (% p.a.)

Returns are estimated and not guaranteed. Actual market performance may vary.

Investment Duration

years

Future Value

Invested Amount

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Estimated Returns

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A lumpsum at 12% p.a. doubles roughly every 6 years — time in the market matters more than timing the market.

Worked Example — ₹1,00,000 at 12% for 5 years

₹1,76,234₹1,00,000 × (1 + 12%)⁵ — ₹76,234 in estimated returns

This is a one-time investment — for recurring monthly contributions, use the SIP Calculator instead. A lumpsum compounds a single amount invested once. If you're contributing a fixed amount every month instead, the SIP Calculator models that correctly — mixing the two up gives a very different (and wrong) future value.
The rate you enter is an assumed return, not a guarantee. Mutual fund returns are market-linked and vary year to year. This calculator assumes a constant annual rate for simplicity — treat the result as an estimate to plan around, not a promised outcome.